Tophia has a strained relationship with money and finances in general. Despite being a 30-year-old woman, she is unemployed, and when her father began deteriorating more into self-imposed isolation and delusions, the family's breadline began to plummet. Instead of getting a job to help pay rent, she chose to partake in e-begging and scamming to make scraps of cash. She also has irresponsible spending habits and is documented to live well outside her own means, spending absurd amounts on DoorDash fare and hundreds of dollars at ComiCon.
Spending habits
Tophia irresponsibly spends what little money she has on frivolities like fast food, the delivery fare for that junk food, and conventions (like ComiCon). When her family were in dire financial straits near the end of 2023, she refused to get a job, dumping more money into frivolities. Almost a year, she has seemed to learn little, continuing to frivolously spend money on Temu hauls and other such things.
E-Begging
Tophia is an accomplished begger. In March 2024, she was seen begging for money over the Internet to do food reviews for her social media accounts. In 2021, Tophia begged for the Internet (likely aimed at her enablers) to pay for her rent, WiFi, food, and buy a computer and furniture for her. In January 2021, she begged for rent money despite spending hundreds at ComiCon instead of responsibly paying for her own living space, and dodged blame, placing it on an unknown troll and her neighbor.
Scamming
In January 2023, when her family's breadline was starting to plummet due to her father's self-imposed isolation and descent into delusions, she set up a GoFundMe page to raise funds for rent and for moving. Her dishonest spending of the funds raised was exposed in the infamous court live during the Aunt Karen Saga. More recently, she set up a birthday stream raffle (which is considered gambling in her home state of New Mexico, and subsequently illegal), scamming viewers into donating to her CashApp under the erroneous notion that she would select a lucky fan to receive a free merch item.